Zopa Group PLC (10624955)
- Status
- active
- Formerly
- ZOPA GROUP LIMITED
- Incorporated
- 2017-02-17
- Registered office
- Level 12 20 Water Street, Canary Wharf, London, E14 5GX, United Kingdom
- Industry
- 64205 Activities of financial services holding companies
Profit and loss
| Line item | 2016-12-31 | 2017-12-31 | 2018-12-31 | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|
| Revenue / turnover | 33,220,454 | 43,980,538 | 38,550,000 | – | – | – | – | – | – | – |
|---|
| Gross profit | 22,326,077 | 33,634,364 | 34,141,000 | – | – | – | – | – | – | – |
|---|
| Operating profit | -6,697,562 | -5,551,585 | -18,274,000 | -17,947,000 | – | – | – | – | – | – |
|---|
| Profit before tax | -6,647,107 | -5,535,991 | -18,295,000 | -18,136,000 | -41,481,000 | -41,599,000 | -23,783,000 | 10,828,000 | 28,774,000 | 42,580,000 |
|---|
| Tax charge / (credit) | 23,338 | -1,278,195 | -434,000 | -2,738,000 | 242,000 | -97,000 | -10,000 | -23,064,000 | 9,773,000 | 10,436,000 |
|---|
| Profit after tax | -6,670,445 | -4,257,796 | -17,861,000 | -15,398,000 | -41,723,000 | -41,502,000 | -23,773,000 | 33,892,000 | 19,001,000 | 32,144,000 |
|---|
Balance sheet
| Line item | 2016-12-31 | 2017-12-31 | 2018-12-31 | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|
| Total fixed / non-current assets | 3,936,997 | 10,169,478 | 20,813,000 | 21,509,000 | 18,148,000 | 13,228,000 | 11,537,000 | 28,097,000 | 490,827,000 | 86,498,000 |
|---|
| Current assets | 11,802,949 | 13,633,705 | 12,644,000 | – | 35,024,000 | 0 | 1,397,062,000 | – | 2,761,315,000 | 2,225,694,000 |
|---|
| Cash at bank | 9,898,574 | 9,032,160 | 12,644,000 | – | 35,024,000 | 0 | 1,397,062,000 | – | 2,761,315,000 | 2,225,694,000 |
|---|
| Net current assets | 7,469,728 | 6,126,520 | 28,090,000 | – | – | – | – | – | – | – |
|---|
| Net assets | 11,406,725 | 16,295,998 | 48,903,000 | 36,535,000 | 134,072,000 | 264,307,000 | 299,674,000 | 413,174,000 | 496,446,000 | 628,553,000 |
|---|
| Total equity | 11,406,725 | 16,295,998 | 48,903,000 | 36,535,000 | 134,072,000 | 264,307,000 | 299,674,000 | 413,174,000 | 496,446,000 | 628,553,000 |
|---|
Cash flow
| Line item | 2016-12-31 | 2017-12-31 | 2018-12-31 | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|
| Net cash from operating activities | – | -4,503,000 | -18,915,000 | -20,158,000 | -41,479,000 | -41,599,000 | -23,783,000 | 10,828,000 | 28,774,000 | 42,580,000 |
|---|
| Net cash from investing activities | -2,569,072 | -4,232,473 | -26,040,000 | -5,449,000 | -4,035,000 | -2,956,000 | -2,992,000 | -97,710,000 | -383,356,000 | -817,417,000 |
|---|
| Net cash from financing activities | – | – | 48,567,000 | 1,618,000 | 135,796,000 | 349,009,000 | 51,684,000 | 128,943,000 | 62,282,000 | -18,213,000 |
|---|
| Free cash flow | – | -4,503,000 | -20,751,000 | -20,689,000 | -41,740,000 | -42,119,000 | -24,393,000 | 9,700,000 | 28,156,000 | 41,095,000 |
|---|
Ratios
| Ratio | 2016-12-31 | 2017-12-31 | 2018-12-31 | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|
| Revenue growth | – | 32.4% | -12.3% | – | – | – | – | – | – | – |
|---|
| Gross margin | 67.2% | 76.5% | 88.6% | – | – | – | – | – | – | – |
|---|
| Operating margin | -20.2% | -12.6% | -47.4% | – | – | – | – | – | – | – |
|---|
| Net margin | -20.1% | -9.7% | -46.3% | – | – | – | – | – | – | – |
|---|
| Return on equity | -58.5% | -30.7% | -54.8% | -36.0% | -48.9% | -20.8% | -8.4% | 9.5% | 4.2% | 5.7% |
|---|
| Return on invested capital (ROIC) | -355.3% | -102.5% | -68.0% | -39.9% | – | – | – | – | – | – |
|---|
| Effective tax rate | – | – | – | – | – | – | – | -213.0% | 34.0% | 24.5% |
|---|
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