# Lloyds Banking Group PLC (SC095000)

> Accounts, ratios and register details for UK company SC095000, from Companies House filings, by companydig. Interactive version: https://companydig.co.uk/company/SC095000

- **Status:** active
- **Company type:** plc
- **Incorporated:** 1985-10-21
- **Registered office:** The Mound, Edinburgh, EH1 1YZ
- **Industry (SIC):** 64205 Activities of financial services holding companies
- **Previous names:** LLOYDS TSB GROUP PLC; TSB GROUP PUBLIC LIMITED COMPANY
- **Accounts on record:** 6 years (2021–2025)

Figures in GBP units (not thousands), last 6 years. Costs and liabilities are positive amounts; tax is positive for a charge and negative for a credit; losses are negative. Latest year source: scanned PDF read by OCR; check against the filing.

## Profit and loss

| Line item | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-07-25 | 2024-12-31 | 2025-12-31 |
|---|---:|---:|---:|---:|---:|---:|
| Profit before tax | 6,902,000,000 | 6,928,000,000 | 4,782,000,000 | – | 7,503,000,000 | 5,971,000,000 |
| Tax charge / (credit) | 1,017,000,000 | 1,373,000,000 | 859,000,000 | – | 1,985,000,000 | 1,494,000,000 |
| Profit after tax | 5,885,000,000 | 5,555,000,000 | 3,923,000,000 | – | 5,518,000,000 | 4,477,000,000 |

## Balance sheet

| Line item | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-07-25 | 2024-12-31 | 2025-12-31 |
|---|---:|---:|---:|---:|---:|---:|
| Current assets | 76,420,000,000 | 91,388,000,000 | 76,420,000,000 | 78,110,000,000 | 62,705,000,000 | 56,661,000,000 |
| Cash at bank | 76,420,000,000 | 91,388,000,000 | 76,420,000,000 | 78,110,000,000 | 62,705,000,000 | 56,661,000,000 |
| Net assets | 719,733,000,000 | 244,423,000,000 | 43,354,000,000 | 47,365,000,000 | 45,888,000,000 | – |
| Total equity | 719,733,000,000 | 244,423,000,000 | 43,354,000,000 | 47,365,000,000 | 45,888,000,000 | – |

## Cash flow

| Line item | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-07-25 | 2024-12-31 | 2025-12-31 |
|---|---:|---:|---:|---:|---:|---:|
| Net cash from investing activities | -4,000,000,000 | -2,545,000,000 | 510,000,000 | – | – | – |
| Net cash from financing activities | -5,319,000,000 | -3,234,000,000 | -6,613,000,000 | – | – | – |

## Ratios

| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-07-25 | 2024-12-31 | 2025-12-31 |
|---|---:|---:|---:|---:|---:|---:|
| Return on equity | 0.8% | 1.2% | 2.7% | – | 11.8% | – |
| Effective tax rate | 14.7% | 19.8% | 18.0% | – | 26.5% | 25.0% |

## More

- Full dashboard (all line items, group structure, directors, shareholders, events): https://companydig.co.uk/company/SC095000
- CSV of every line item: https://companydig.co.uk/api/company/SC095000/export.csv
- JSON: https://companydig.co.uk/api/company/SC095000
- Companies House register: https://find-and-update.company-information.service.gov.uk/company/SC095000
- MCP server for AI agents: https://companydig.co.uk/mcp

Data accuracy is not guaranteed. OCR scans from Companies House filings in PDF format are particularly prone to errors. Verify that the actual filings match.
Contains public sector information from Companies House, licensed under the Open Government Licence v3.0.